Health Savings Account (HSA) | eflexHSA

Products & Services | HSA

Your Health, Your Money, Your Control
The eflex HSA, used in combination with a High Deductible Health Plan (HDHP), offers you a new way to control healthcare costs. And, it can save companies and participants a ton of money.

The eflexHSA makes all the difference:
  • It stays with you. It's your money even if you change jobs. And, it continues to grow, tax-free.
  • It reduces your income. The money is tax-free when you deposit it and when you withdraw it for qualified medical expenses.
  • It covers other types of bills. The eflexHSA pays for insurance deductibles and medical care/supplies not typically covered by medical insurance. 
  • The eflexHSA grows with you. The money in the account is yours to invest and the earnings are tax-free.

How the eflexHSA Works
You and your employer can deposit money into your eflexHSA for current and future medical expenses. You can then use the eflexHSA funds to pay for insurance deductibles and medical care/supplies not typically covered by medical insurance, such as dentistry, ophthalmology, and more.

To open an eflex HSA, you must first be covered by a qualified High Deductible Health Plan (HDHP). The insurance policy works hand-in-hand with your eflexHSA to cover high-cost medical expenses. Use the funds in your eflexHSA to cover routine medical expenses. Then, use your HDHP, once the deductible is met, to cover other major expenses.

You're eligible to begin an eflexHSA starting on the first day of each month. If you're a dependent on someone else's taxes or are covered by other health insurance policies that aren't  considered HDHPs, including Medicare and a flexible spending account, you're not eligible for the eflexHSA.

Download our HSA flyer to learn more.

2015 HSA Limits Single Plan Family Plan
Maximum Contribution Limit: $3,350 $6,650
Minimum Deductible: $1,300 $2,600
Maximum Out-of-Pocket: $6,450 $12,900
Catch-up Contribution (55+): $1,000 $1,000


To learn more about the money saving eflexHSA product, contact our Sales Department today.

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